<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml"
        xmlns:video="http://www.google.com/schemas/sitemap-video/1.1"
        xmlns:image="http://www.google.com/schemas/sitemap-image/1.1">
    
    <url>
        <loc>https://fr.khanacademy.org/economics-finance-domain/education-financiere/x7d9bee4a926470e3:budget-et-epargne/x7d9bee4a926470e3:budgetisation/a/what-is-a-budget</loc>
        
        <xhtml:link rel="alternate" hreflang="cs"
                    href="https://cs.khanacademy.org/math/financni-matematika/xb9ac893c29d7c236:sporeni/xb9ac893c29d7c236:jak-si-vytvorit-rozpocet/a/what-is-a-budget" />
        
        <xhtml:link rel="alternate" hreflang="en"
                    href="https://www.khanacademy.org/college-careers-more/financial-literacy/xa6995ea67a8e9fdd:budgeting-and-saving/xa6995ea67a8e9fdd:budgeting/a/what-is-a-budget" />
        
        <xhtml:link rel="alternate" hreflang="fr"
                    href="https://fr.khanacademy.org/economics-finance-domain/education-financiere/x7d9bee4a926470e3:budget-et-epargne/x7d9bee4a926470e3:budgetisation/a/what-is-a-budget" />
        
        <xhtml:link rel="alternate" hreflang="vi"
                    href="https://vi.khanacademy.org/college-careers-more/kien-thuc-tai-chinh-ca-nhan/xd956748b01d12b3c:lap-ngan-sach-va-tiet-kiem-kien-thuc-tai-chinh-ca-nhan/xd956748b01d12b3c:lap-ngan-sach-kien-thuc-tai-chinh-ca-nhan/a/what-is-a-budget" />
        
        <lastmod>2026-02-20T09:07:26.963815726Z</lastmod>
        
        <PageMap xmlns="http://www.google.com/schemas/sitemap-pagemap/1.0">
            <DataObject type="document" id="what-is-a-budget">
            <Attribute name="title">Qu&#39;est-ce qu&#39;un budget ?</Attribute>
            <Attribute name="description">Pour comprendre les finances personnelles, il faut commencer par établir un budget. Mais qu&#39;est-ce que cela signifie exactement ? Pour bien comprendre, il est essentiel de définir ce qu&#39;est un budget et en expliquer l&#39;importance. </Attribute>
            
            <Attribute name="type">article</Attribute>
            
            </DataObject>
        </PageMap>
        
    </url>
    
    <url>
        <loc>https://fr.khanacademy.org/economics-finance-domain/education-financiere/x7d9bee4a926470e3:budget-et-epargne/x7d9bee4a926470e3:budgetisation/a/planning-a-budget-start</loc>
        
        <xhtml:link rel="alternate" hreflang="cs"
                    href="https://cs.khanacademy.org/math/financni-matematika/xb9ac893c29d7c236:sporeni/xb9ac893c29d7c236:jak-si-vytvorit-rozpocet/a/planning-a-budget-start" />
        
        <xhtml:link rel="alternate" hreflang="en"
                    href="https://www.khanacademy.org/college-careers-more/financial-literacy/xa6995ea67a8e9fdd:budgeting-and-saving/xa6995ea67a8e9fdd:budgeting/a/planning-a-budget-start" />
        
        <xhtml:link rel="alternate" hreflang="fr"
                    href="https://fr.khanacademy.org/economics-finance-domain/education-financiere/x7d9bee4a926470e3:budget-et-epargne/x7d9bee4a926470e3:budgetisation/a/planning-a-budget-start" />
        
        <xhtml:link rel="alternate" hreflang="vi"
                    href="https://vi.khanacademy.org/college-careers-more/kien-thuc-tai-chinh-ca-nhan/xd956748b01d12b3c:lap-ngan-sach-va-tiet-kiem-kien-thuc-tai-chinh-ca-nhan/xd956748b01d12b3c:lap-ngan-sach-kien-thuc-tai-chinh-ca-nhan/a/planning-a-budget-start" />
        
        <lastmod>2026-03-05T09:22:59.42651433Z</lastmod>
        
        <PageMap xmlns="http://www.google.com/schemas/sitemap-pagemap/1.0">
            <DataObject type="document" id="planning-a-budget-start">
            <Attribute name="title">Établir un budget : Par où commencer ?</Attribute>
            <Attribute name="description">La budgétisation peut se faire à l&#39;aide de nombreux outils : papier, feuille à imprimer, feuille de calcul ou application.</Attribute>
            
            <Attribute name="type">article</Attribute>
            
            </DataObject>
        </PageMap>
        
    </url>
    
    <url>
        <loc>https://fr.khanacademy.org/economics-finance-domain/education-financiere/x7d9bee4a926470e3:budget-et-epargne/x7d9bee4a926470e3:budgetisation/a/building-a-budget</loc>
        
        <xhtml:link rel="alternate" hreflang="cs"
                    href="https://cs.khanacademy.org/math/financni-matematika/xb9ac893c29d7c236:sporeni/xb9ac893c29d7c236:jak-si-vytvorit-rozpocet/a/building-a-budget" />
        
        <xhtml:link rel="alternate" hreflang="en"
                    href="https://www.khanacademy.org/college-careers-more/financial-literacy/xa6995ea67a8e9fdd:budgeting-and-saving/xa6995ea67a8e9fdd:budgeting/a/building-a-budget" />
        
        <xhtml:link rel="alternate" hreflang="fr"
                    href="https://fr.khanacademy.org/economics-finance-domain/education-financiere/x7d9bee4a926470e3:budget-et-epargne/x7d9bee4a926470e3:budgetisation/a/building-a-budget" />
        
        <xhtml:link rel="alternate" hreflang="vi"
                    href="https://vi.khanacademy.org/college-careers-more/kien-thuc-tai-chinh-ca-nhan/xd956748b01d12b3c:lap-ngan-sach-va-tiet-kiem-kien-thuc-tai-chinh-ca-nhan/xd956748b01d12b3c:lap-ngan-sach-kien-thuc-tai-chinh-ca-nhan/a/building-a-budget" />
        
        <lastmod>2026-02-13T09:10:42.905050216Z</lastmod>
        
        <PageMap xmlns="http://www.google.com/schemas/sitemap-pagemap/1.0">
            <DataObject type="document" id="building-a-budget">
            <Attribute name="title">Comment établir un budget ?</Attribute>
            <Attribute name="description">En un mot, vous établissez votre budget en comparant vos revenus à vos dépenses. Une manière d&#39;élaborer un budget consiste à utiliser la règle des 50/30/20. </Attribute>
            
            <Attribute name="type">article</Attribute>
            
            </DataObject>
        </PageMap>
        
    </url>
    
    <url>
        <loc>https://fr.khanacademy.org/economics-finance-domain/education-financiere/x7d9bee4a926470e3:budget-et-epargne/x7d9bee4a926470e3:budgetisation/e/building-a-budget-exercise</loc>
        
        <xhtml:link rel="alternate" hreflang="cs"
                    href="https://cs.khanacademy.org/math/financni-matematika/xb9ac893c29d7c236:sporeni/xb9ac893c29d7c236:jak-si-vytvorit-rozpocet/e/building-a-budget-exercise" />
        
        <xhtml:link rel="alternate" hreflang="en"
                    href="https://www.khanacademy.org/college-careers-more/financial-literacy/xa6995ea67a8e9fdd:budgeting-and-saving/xa6995ea67a8e9fdd:budgeting/e/building-a-budget-exercise" />
        
        <xhtml:link rel="alternate" hreflang="fr"
                    href="https://fr.khanacademy.org/economics-finance-domain/education-financiere/x7d9bee4a926470e3:budget-et-epargne/x7d9bee4a926470e3:budgetisation/e/building-a-budget-exercise" />
        
        <xhtml:link rel="alternate" hreflang="vi"
                    href="https://vi.khanacademy.org/college-careers-more/kien-thuc-tai-chinh-ca-nhan/xd956748b01d12b3c:lap-ngan-sach-va-tiet-kiem-kien-thuc-tai-chinh-ca-nhan/xd956748b01d12b3c:lap-ngan-sach-kien-thuc-tai-chinh-ca-nhan/e/building-a-budget-exercise" />
        
        <lastmod>2026-03-05T09:22:59.42651433Z</lastmod>
        
        <PageMap xmlns="http://www.google.com/schemas/sitemap-pagemap/1.0">
            <DataObject type="document" id="building-a-budget-exercise">
            <Attribute name="title">Établir un budget</Attribute>
            <Attribute name="description">Entraînez-vous à comprendre comment appliquer la règle des 50/30/20. </Attribute>
            <Attribute name="author">Elvira Valdez</Attribute>
            <Attribute name="type">exercise</Attribute>
            
            </DataObject>
        </PageMap>
        
    </url>
    
    <url>
        <loc>https://fr.khanacademy.org/economics-finance-domain/education-financiere/x7d9bee4a926470e3:budget-et-epargne/x7d9bee4a926470e3:budgetisation/a/balancing-your-budget</loc>
        
        <xhtml:link rel="alternate" hreflang="cs"
                    href="https://cs.khanacademy.org/math/financni-matematika/xb9ac893c29d7c236:sporeni/xb9ac893c29d7c236:jak-si-vytvorit-rozpocet/a/balancing-your-budget" />
        
        <xhtml:link rel="alternate" hreflang="en"
                    href="https://www.khanacademy.org/college-careers-more/financial-literacy/xa6995ea67a8e9fdd:budgeting-and-saving/xa6995ea67a8e9fdd:budgeting/a/balancing-your-budget" />
        
        <xhtml:link rel="alternate" hreflang="fr"
                    href="https://fr.khanacademy.org/economics-finance-domain/education-financiere/x7d9bee4a926470e3:budget-et-epargne/x7d9bee4a926470e3:budgetisation/a/balancing-your-budget" />
        
        <xhtml:link rel="alternate" hreflang="vi"
                    href="https://vi.khanacademy.org/college-careers-more/kien-thuc-tai-chinh-ca-nhan/xd956748b01d12b3c:lap-ngan-sach-va-tiet-kiem-kien-thuc-tai-chinh-ca-nhan/xd956748b01d12b3c:lap-ngan-sach-kien-thuc-tai-chinh-ca-nhan/a/balancing-your-budget" />
        
        <lastmod>2026-02-13T09:10:42.905050216Z</lastmod>
        
        <PageMap xmlns="http://www.google.com/schemas/sitemap-pagemap/1.0">
            <DataObject type="document" id="balancing-your-budget">
            <Attribute name="title">Comment équilibrer son budget ?</Attribute>
            <Attribute name="description">Si vous constatez que l&#39;une des parts de votre budget (dépenses essentielles, loisirs ou épargne) présente un solde négatif, ne vous inquiétez pas. Il existe de nombreuses stratégies différentes qui peuvent aider à transformer votre budget négatif en un budget positif. </Attribute>
            
            <Attribute name="type">article</Attribute>
            
            </DataObject>
        </PageMap>
        
    </url>
    
</urlset>
